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Submit your questions here!In this episode, Freddie Rappina, founder of Opta Financial, discusses the difference between two financial strategies: “checkers” and “chess.” He explains how traditional financial planning, which focuses on saving and debt reduction, is like playing checkers, while wealth-building through leveraging debt and investing in cash-flowing assets like real estate is akin to chess. What You’ll Learn✅ The differences between conventional saving strategies and the more dynamic✅ The crucial mindset shift needed to embrace using debt as a tool for building income-generating assets✅ How real estate investments can help you play the game of chess to advance your wealthConnect with FreddieBook: https://playingthewealthgame.com/Website: https://www.optafinancial.com/💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call t

Submit your questions here!Feeling overwhelmed with retirement planning? This episode helps simplify the process by highlighting two key starting points. By focusing on these foundational pieces, you’ll gain clarity on where to begin and uncover the next steps to move forward with confidence.This episode breaks down retirement planning by focusing on key areas like budgeting, spending, and saving while helping you define your financial independence number. It also highlights the importance of envisioning your ideal retirement lifestyle by incorporating your goals, hobbies, and daily activities. What You’ll Learn:✅ The best place to start with retirement planning✅ How your current financial situation shapes your retirement path✅ How to assess and plan for your retirement expenses✅ The impact of your lifestyle and goals on your retirement budget💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your

Submit your questions here!In this podcast episode, estate and elder law attorney Asha Paulose discusses important steps in planning for aging parents' long-term care and financial needs. She emphasizes the importance of early and continuous conversations with parents and outlines critical legal documents like healthcare proxies and powers of attorney. Asha explains common mistakes families make, such as mishandling property transfers and joint accounts, and highlights the role of Medicare and Medicaid in covering long-term care costs. She also offers advice on leveraging legal expertise to ensure both parents' and caregivers' interests are protected.What You’ll Learn From the Podcast:✅ Why long-term care planning is an often-overlooked aspect of retirement planning ✅ How to initiate difficult conversations with parents about aging and long-term care✅ The key documents that families should have in place for protection✅ Difference between Wills and TrustsWhether you’re dealing with the complexiti

Submit your questions here!In today's episode, I’m sharing an inspiring success story of one of my amazing clients who transformed her financial life in just three months. She paid off $5,000 in debt, saved $2,500, and even started planning for travel. If you’ve ever felt stuck in the paycheck-to-paycheck cycle and unsure how to balance debt payoff with saving, this episode is for you.What You’ll Learn in This Episode:✅ The real reason budgeting alone isn’t enough✅ How to balance saving while paying off debt✅ The three key changes my client made that led to her financial success✅ The importance of setting up a cash flow system that works for youAction Steps:If you feel like you’re doing all the right things but still not making financial progress, it might be time to look at what’s missing. Book a Retirement Ready VIP Session to get a clear picture of your financial situation and identify what adjustments can help you reach your goals.Resources Mentioned:Episode 30: Why Savings is the #1 H

Submit your questions here!Whether you’re childfree by choice or circumstance, guest Jay Zigmont shares the unique financial and life planning challenges for childfree individuals. He shares customized financial strategies that prioritize personal goals over traditional life scripts. Tune into this episode to understand the unique way to look at your finances, retirement, and death when life’s circumstances don’t fit the norm.What You’ll Learn:✅ Rethinking retirement when leaving a legacy is not the end goal✅ How and when to plan for long-term care✅ How to select your medical decision-makersConnect with Jay:EmailWebsite 💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progres

Submit your questions here!You’re ready to payoff debt and not sure if debt snowball or debt avalanche method is best. In this episode, I describe five (5) different strategies you could implement to become debt free. Listen in as I guide you through how to create your own debt payoff plan and be successful in becoming debt free before retirement.What You’ll Learn: ✅ Why does your debt continue to grow even with the efforts you’ve put in to paying it off?✅ Choose the best strategy that fits you, your personality, and your goals best.✅ Learn  how to achieve success by honing your focus and clarifying your “why.”Resources Mentioned in EpisodeEpisode 007: Emergency Fund - The #1 Way to Eliminate Debt FAST💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement R

Submit your questions here!Being generous doesn’t have to be just about money, and Alison Patterson agrees. Working as a philanthropic advisor, she helps individuals choose their best form of generosity to support their time, energy, and money in retirement. Listen in to learn what is generosity, and how to explore opportunities for you that best fit your values.What You’ll Learn in This Episode: ✅ Philanthropy in Retirement: Discover how incorporating philanthropy into your retirement plan can enhance both your financial strategy and overall fulfillment.✅ Find Your Why: Learn how to craft a generosity statement that reflects your core values, ensuring your giving is intentional and meaningful.✅ Explore how curiosity can lead you to unexpected and impactful giving opportunities in your community and beyond.Connect With Alison:WebsiteInstagramLinkedIn💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about

Submit your questions here!Debt is a part of financial life, but it doesn’t have to define you. In this episode, I dive deep into the reasons we accumulate debt, the emotional and financial weight it carries, and how to take back control. Through real client scenarios, we’ll explore common debt challenges and practical solutions. You’ll walk away with a fresh perspective on your debt relationship and actionable steps to create financial clarity.What You’ll Learn in This Episode:✅ Why we get into debt—unexpected expenses, major life changes, and financial habits✅ How to shift your mindset and create a positive relationship with debt✅ The importance of budgeting and tracking debt for financial confidence✅ Three real-life client scenarios and their strategies for overcoming debt✅ A simple action step: creating your personal debt awareness list💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about y

Submit your questions here!Get a clear plan for retirement! Book your Retirement Strategy Session today and take the guesswork out of your future.In this episode, I welcome therapist Lindsey Carnick to discuss managing stress, anxiety, and financial conversations within relationships. Lindsay, licensed in nine states and experienced in keynote speaking, offers insights on creating a safe space for financial discussions, understanding the emotional charge behind money conversations, and maintaining healthy communication habits. She shares practical tips and exercises for couples to foster connection and trust while addressing financial goals and individual spending preferences. 00:00 Introduction and Guest Welcome01:06 Creating a Safe Space for Financial Discussions06:35 Emotional Charge in Financial Conversations11:05 Balancing Shared Goals and Individual Preferences18:21 Habits for Healthy Communication 💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this tran

Submit your questions here!Join the Savings Challenge Waitlist HERE In the milestone 100th episode, I share about my initial skepticism and gradual success, including reaching the top 5% globally in the education category. I further the most popular episodes, covering topics like cash flow management and retirement savings. Looking for support from my amazing listeners, I request feedback and reviews and announce plans for future guest episodes and a new Savings Academy. Listeners are encouraged to submit questions for upcoming Q&A episodes.00:00 Welcome to the 100th Episode!01:33 Reflecting on the Podcast Journey02:18 Launching the Podcast04:16 Achieving Top 5% Globally05:59 Expanding Content and Guest Episodes08:14 Top 5 Episodes Revealed13:43 Listener Engagement and Future PlansThe Top 5 EpisodesEp 63 Why You Feel Broke and How to Manage Your Cash Flow EffectivelyEp 60 5 Steps to Becoming Your Own Financial AdvisorEp 56 How To Bridge the Retirement Savings Gap - Strategies to Catch Up and ThriveEp 59 4 S

Submit your questions here!Get a clear plan for retirement! Book your Retirement Strategy Session today and take the guesswork out of your future. In this episode, my guest Jim Manning shares his journey from a Jesuit-educated insurance paperwork pusher to a mission-driven real estate investor. He shares his passion for transforming properties into homes, scaling his business using private lending, and the importance of prioritizing family and fulfillment over financial gain. Jim also offers insights on how investing in real estate can provide significant benefits compared to traditional stock market investments, and provides advice for prospective investors looking to achieve financial freedom. 00:00 Introduction and Guest Welcome00:11 Jim Manning's Background and Early Career00:44 Discovering Real Estate Investing01:22 Scaling the Business with Private Lending02:54 The Impact of Homeownership03:43 Personal Reflections and Business Evolution06:29 Balancing Family and Financial Freedom09:40 Real Estate vs.

Submit your questions here!Download the Retirement Readiness Checklist now to take the first step toward a clear and confident retirement plan!In the final part of the Retirement 101 series, the focus is on creating a fulfilling and meaningful retirement lifestyle. This episode includes practical advice on envisioning and planning great experiences, seasonal activities, and day-to-day routines that align with personal interests and goals. Emphasis is placed on the importance of planning ahead to avoid boredom and ensure a satisfying retirement. Additionally, the episode encourages testing out these experiences and creating a retirement budget to support the envisioned lifestyle.01:09 Creating a Retirement Lifestyle You'll Love03:06 Vision Exercise for Retirement05:25 Seasonal Experiences in Retirement07:17 Day-to-Day Planning for Retirement13:02 Testing Your Retirement Plan💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!

Submit your questions here!Join the Financial Freedom Accelerator and create your plan for a stress-free retirement today!In this episode, we dive into the fascinating world of behavioral investing with Rick, a financial advisor from Dallas who specializes in helping people make smarter money decisions. But forget boring investment talk - this episode is all about understanding how our emotions and actions affect our financial success.Think of it like sports: Having the best equipment helps, but what really matters is how you use it. Rick explains that the same goes for money - it's not just about picking good investments, but about sticking to your game plan even when things get tough.Throughout the episode, Rick emphasizes that financial success isn't just about math - it's about building good habits and staying committed to your goals, even when it's challenging. 00:00 Introduction and Guest Background01:27 Understanding Behavioral Investing05:20 The Impact of Fear on Investing10:20 Principles for Success

Submit your questions here!Download the Retirement Readiness Checklist now to take the first step toward a clear and confident retirement plan!In part three of the Retirement 101 series, the focus is on creating an estimated retirement budget. The episode guides listeners through important steps such as identifying recurring expenses, recognizing what costs will decrease post-retirement, and planning for new expenses like medical premiums. It also explains how to calculate your annual expenses and retirement savings gap. The importance of consistent retirement savings and strategies for auditing and simplifying current expenses to better align with retirement goals are discussed.00:58 Recap of Parts One and Two01:49 Preparing for Retirement: 2-3 Years Out02:16 Creating an Estimated Retirement Budget03:06 Understanding and Adjusting Expenses08:01 Estimating Retirement Income09:04 Defining Your Retirement Savings Gap13:32 Strategies for Closing the Savings Gap💜 Join the Aligned Abundance Facebook Event –

Submit your questions here!Join the Financial Freedom Accelerator and create your plan for a stress-free retirement today!In this episode, Steve Selengut, a seasoned investor and income coach, shares his journey from growing up in an investment-oriented community to retiring with over $110 million under management. Steve emphasizes the importance of multiple income streams, the value of taking profits, and building an income-focused portfolio. Listeners will learn about the six principles of investing discussed in Steve's book 'Retirement Money Secrets' and gain actionable insights on how to assess and enhance their portfolios. Whether you're new to investing or looking to optimize your retirement income, Steve provides practical advice and strategies for achieving financial independence.00:00 Introduction 00:17 Early Investment Journey01:32 Developing a Trading Strategy02:56 Transition to Professional Management05:09 Becoming an Income Coach05:18 Income Independence Explained07:08 Coaching Approach and Cli

Submit your questions here!Join the Financial Freedom Accelerator and create your plan for a stress-free retirement today!This episode is Part 2 of the retirement series and today we’re focusing on gaining clarity and confidence as you approach your retirement, specifically if you are five years away. I will discuss the importance of tackling high-interest debt, understanding risk tolerance, and resolving any fears or doubts you may have regarding retirement. Learn how to manage your debt, assess your risk tolerance, and create a positive relationship with your finances. This episode is part of a four-part series designed to help you prepare efficiently for retirement.00:47 The Purpose of the Series02:24 Gaining Clarity and Confidence02:56 Tackling Debt Before Retirement07:11 Assessing Risk Tolerance11:10 Addressing Retirement Fears and Doubts14:52 Continuous Learning and GrowthResources Mentioned in the Episode:Five Ways to Get Out of Debt Without Sacrificing The Joys of Life💜 Join the Aligned Abundanc

Submit your questions here!Join the Financial Freedom Accelerator and create your plan for a stress-free retirement today!Today’s guest interview is with David Kerlin, an expert on Medicare and health insurance, about his journey from a manufacturing career to becoming a trusted Medicare advisor. David shares his personal health transformation and his extensive experience in Medicare, addressing common misconceptions such as the belief that Medicare is free and explaining the differences between Medicare Supplement and Medicare Advantage plans. He emphasizes the importance of evaluating individual medical needs, starting the Medicare enrollment process early, and consulting trusted advisors. 00:25 David's Journey with Weight and Health01:37 First Encounter with Medicare02:38 Understanding Medicare Costs and Plans04:47 Choosing the Right Medicare Plan10:01 Open Enrollment and Plan Changes12:24 Common Misconceptions and Advice13:26 Navigating Medicare with Professional HelpConnect with David:FacebookEmail D

Submit your questions here!Download the Retirement Readiness Checklist now to take the first step toward a clear and confident retirement plan!In this episode, I kick off a four-part series focused on building a successful retirement plan. This episode dives into the first steps of laying a solid foundation. Key topics include tracking expenses, building an emergency fund, and contributing to retirement savings. Be sure to stay tuned for Part Two next week on risk tolerance, asset allocation, financial planning, and managing debt in retirement.00:44 Introducing the Retirement Series05:49 The Importance of Tracking Expenses08:37 Building Financial Stability11:48 Contributing to Retirement Savings💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your

Submit your questions here!Download the Retirement Readiness Checklist now to take the first step toward a clear and confident retirement plan!In this episode, I interview Lauren Klein, a trust and estates attorney, to uncover the intricacies of estate planning. My favorite part of the episode was when she shared how to take action. I think we overcomplicate everything about estate planning. This episode is for you if you’ve been meaning to take action.Tune into the episode for expert guidance on protecting and managing your assets effectively.00:00 Introduction and Background01:57 Common Misconceptions in Trusts and Estates Planning04:34 Key Considerations for Setting Up a Trust07:55 Choosing the Right Person for Estate Roles12:17 Managing Financial Gaps and Debts17:23 Avoiding Common Estate Planning Mistakes20:15 Effective Communication with Family23:53 How to Vet an Estate Planner and Getting Started 💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this tran

Submit your questions here!Join the Financial Freedom Accelerator and create your roadmap to financial freedom!This episode is a re-release of episode 001 My Story & How I Was Able to Retire Early at 50.In this episode, I share my personal money journey about how I was able to retire at the age of 50 and eventually became a financial coach. My journey story starts with me sharing about my ‘aha moment’ at age 35 realizing the possibility and then how I navigated my retirement journey to make it possible. A few highlights of the journey and turning points were paying for college, aiding family, navigating financial challenges, and ultimately finding their passion in helping others achieve financial wellness through coaching. 00:36 The Aha Moment02:17 Early Career and Education06:21 Pursuing Higher Education08:55 Financial Challenges and Strategies12:45 Retirement Decisions15:48 Becoming a Money Coach18:40 Entrepreneurship Journey💜 Join the Aligned Abundance Facebook Event – Align your wealth, values,

Submit your questions here!Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!In this episode, I dive into the importance of reflection and forward planning. As Gen Xers edge closer to retirement, surveys highlight a widespread lack of preparedness within our generation. Together, we’ll explore how reflecting on past achievements, learning from challenges, and setting meaningful goals can pave the way for a fulfilling and secure future.Learn the importance of creating a retirement dream that includes great experiences, seasonal activities, and everyday plans. Be sure to download the retirement readiness checklist and tune in for an upcoming series to support action with this list!00:40 Gen Xers Approaching Retirement02:39 Challenges in Retirement Planning04:27 Reflecting on the Past Year07:12 Projecting for the New Year11:43 Creating Your Wealth Dream16:49 Here We Come 2025💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in

Submit your questions here!Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!In this episode of the Wealthy After 40 podcast, my guest is Noelle Fowler, a holistic declutter coach. She specializes in helping busy women simplify their lives by addressing the root causes of clutter. She shares her journey from organizing during the pandemic to becoming a professional organizer and eventually a decluttering coach. Touching on topics such as sentimental items, downsizing, and the importance of starting small, Noelle provides actionable advice for managing clutter. The episode also highlights the benefits of her Making Room Membership, an online community for women seeking to declutter their homes and make room for what matters most.01:02 Noelle's Journey to Decluttering03:39 First Steps to Decluttering05:35 Handling Sentimental Items15:09 Downsizing and Decluttering24:13 Membership and Final ThoughtsBe sure to connect with Noelle!InstagramOther Resources 💜 Join the Ali

Submit your questions here!Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!In this episode of the Wealthy After 40 podcast, my guest Erin Thompson, a financial freedom architect, shares her inspiring story of overcoming significant debt twice and offers insights on developing effective financial habits. Erin also delves into how she got into day trading and shares the basics of “safe” day trading with us. She emphasizes the importance of education, proper planning, and controlled risk. She highlights how day trading can be a viable path to financial growth for individuals looking for flexible, home-based financial strategies, particularly appealing to introverts and those with analytical minds.00:36 Erin's Financial Freedom Journey01:29 Overcoming Debt Challenges03:48 The Concept of Budget Parties04:41 Introduction to Day Trading10:12 Day Trading for Beginners13:34 Who Should Consider Day Trading?21:03 Balancing Day Trading with LifeBe sure to connect with Erin!I

Submit your questions here!Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!In this episode, I share the transformative journey of a client who initially struggled with shame and guilt around her spending habits. Having successfully saved her retirement nest egg, she was struggling with the fear of outspending that money. Her challenges: lack of organization with her money creating greater disconnect with money.The discussion outlines the process of understanding her financial status, creating a budget tailored to her lifestyle, and implementing a values-based spending exercise. Through structured coaching and personalized financial strategies, the client transitioned from anxiety to empowerment, learning to align her spending with her life values and confidently manage her finances. 01:41 Understanding Budgeting Challenges04:18 Creating a Personalized Budget and Cash Flow System06:05 Addressing Shame and Guilt Around Spending07:38 Implementing Values-Based Spending10

Submit your questions here!Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!In this episode, I share all about my signature program, the Financial Freedom Accelerator. A 90-day coaching program designed to help you transform your retirement dreams into reality with financial confidence and purpose. I share all the benefits and features within the coaching container, specifically the program’s four key pillars: Dream Builder, Financial Strength, Retirement Roadmap, and Acceleration. This holistic approach not only addresses financial planning but also emphasizes the importance of a fulfilling and joyful retirement. 00:52 Overview of the Financial Freedom Accelerator01:54 The Importance of Retirement Beyond Finances02:43 Creating a Fulfilling Retirement Plan04:52 The Four Pillars of Retirement Mastery07:27 Details of the Financial Freedom Accelerator Program💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transform

Submit your questions here!Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!This episode is about the importance of creating a personal ‘why’ for retirement and defining it with such clarity that you can’t help but focus on making it become a reality.The episode shares personal experiences of setting retirement goals, working with clients to achieve financial freedom, and addressing gaps in traditional retirement planning that focus solely on money. 01:28 Understanding the Importance of Your 'Why'02:02 My Personal Journey to Retirement04:51 Identifying Gaps in Retirement Planning06:43 The Four Pillars of Retirement Planning09:40 Action Steps to Create Your 'Why'💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Se

Submit your questions here!Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!In this episode, I welcome guest, Christopher Hensley, a financial advisor with over two decades of experience, to discuss the complexities of Social Security. We discuss factors affecting the best time to start claiming benefits, special considerations for those with pensions, and strategies for integrating Social Security into an overall retirement plan. Christopher also dispels common misconceptions about Social Security's future and provides actionable advice for maximizing benefits. Listeners are encouraged to save diligently and plan for a secure retirement.00:38 Understanding Social Security Benefits01:06 Strategies for Claiming Social Security02:11 Special Cases and Exceptions03:12 Widow's Benefits and Survivor Strategies04:37 Maximizing Social Security Benefits08:59 Common Misconceptions About Social Security12:28 Working After Retirement Age15:49 Windfall Elimination and Government

Submit your questions here!Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!In this episode, I discuss the importance of saving for retirement and how to ensure you have enough money when you retire. This episode outlines practical steps to manage money, eliminate unnecessary expenses, and build a robust saving habit. I also highlight the importance of having an emergency fund, paying down debt, and preparing for unforeseen expenses like inflation or job loss. Listeners are encouraged to start small, prove the ability to save consistently before delving into more complex investment strategies and take actionable steps today to secure their financial future.00:53 Immediate Steps to Start Saving01:00 The Importance of Employer Match01:48 Challenges and Misconceptions About Saving03:41 The Right Approach to Managing Money06:39 Benefits of Saving15:35 Steps to Build a Stable Financial FutureMentioned in this episode:All About Savings Podcast PlaylistBook your complimenta

Submit your questions here!Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!In this episode, the host explores the secret to budgeting success—a consistent money routine. Listeners struggling to make their budgets work will discover how a structured approach to money management can transform their finances.  A money routine is about more than just paying bills; it’s a weekly commitment to actively manage your finances.Listen to this episode to learn practical tips for personalizing these routines, making them enjoyable, and ensuring they align with financial goals. 02:08 The Importance of a Money Routine04:01 Steps to Create a Money Routine05:24 Real-Life Client Example08:16 Create Check-In Times08:33 Stay on Top of Spending10:08 Make It Fun and Comfortable11:03 Build a Money Routine11:34 Commit to Your Financial Goals💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure ab

Submit your questions here!Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!During this guest episode, I am lucky to interview Alexandra Dotcheva, who shares her transformative journey from an immigrant violinist to a financially independent real estate investor. She discusses the challenges she faced during the 2008 financial crisis, the pivotal shift to a nursing career for stability, and achieving financial success through disciplined real estate investments. Tune in for insights on overcoming financial struggles, managing risks, and long-term goal focusing, along with an overview of the guest's coaching services and book.00:06 Immigrant Journey and Financial Struggles06:12 Strategies for Paying Off Debt11:45 The Importance of Financial Goals12:07 Coaching on Financial Discipline12:26 Understanding Good and Bad Debt13:14 Building Financial Habits and MindsetConnect with Alexandra:On her website Holistic Self ConfidenceFacebookYouTubeCheck out her book on Amazon

Submit your questions here!Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!In this episode, I discuss the emotions tied to spending and their impact on not only achieving financial goals, but making impactful decisions. I share a client story demonstrating the importance of identifying personal values to forge a positive relationship with money. You will learn practical tips like aligning purchases with their values and managing credit card balances to ease financial stress. Actionable steps are given to help shift from guilt-ridden spending to valuing what you spend.00:00 Introduction to Spending Emotions01:17 Client's Spending Struggles04:38 Shifting Spending Perspectives07:55 Overcoming Self-Criticism in Financial Decisions09:05 Building Motivation Through Defining Values10:35 Aligning Spending with Your Values13:10 Exploring Financial Purpose and Goals15:47 Align Spending with Values for a Guilt-Free LifeEpisode 68 - How My Client Learned To Spend More On Herself

Submit your questions here!Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!To have a happy and successful retirement takes more than just enough money. In this episode, I discuss three common retirement gaps that could lead to disappointment and boredom in retirement. Beyond the financial side, it’s essential to plan for your dreams, desires, goals, and hobbies. These gaps can greatly impact the quality of your retirement, and addressing them now will help shape a fulfilling and secure future.00:00 Introduction to Retirement Planning00:54 The Importance of a Clear Retirement Vision02:08 Planning Activities for a Fulfilling Retirement07:35 Understanding the Financial Impact of Retirement Goals10:47 The Need for Adequate Cash Savings13:28 Conclusion and Next StepsResources Mentioned in the EpisodeThe Retirement Vault💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about you

Submit your questions here!Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!Will I run out of money in retirement? It’s a question many people ask in one form or another. In today’s episode, I explore why this question lingers in your mind and how you can shift your thinking to trust that you’ll be financially secure. We’ll dive into how your past financial behaviors may be fueling this fear, and more importantly, the steps you can take to break free from that mindset, empowering you to step confidently into a successful retirement.00:27 Client Story: Facing Retirement Fears04:11 Common Concerns: Is It Going to Be Enough?07:25 Defining Your Retirement Vision09:29 Connecting Vision to Finances10:37 Client Success Story: Shifting Beliefs11:55 Take Action: Make Retirement PossibleResources Mentioned in the Episode:Retirement Readiness ChecklistFree Retirement Vision SessionFinancial Freedom Accelerator💜 Join the Aligned Abundance Facebook Event – Align your w

Submit your questions here!Join the Financial Freedom Accelerator and create your personalized roadmap to retirement!In this episode, I explore the common reasons why people hesitate to invest in themselves and share the story of a client who waited five years before taking action, highlighting the significant impact of that delay. I also dive into the concept of opportunity cost, the advantages of compound interest, and strategies for managing debt.Additionally, I explain how financial coaching can offer clarity, create structured plans, and build the confidence needed to help you reach your financial goals.00:00 Introduction: Why Do We Delay Getting Help?00:29 Common Reasons for Delaying Self-Investment01:06 The Financial Concerns of Investing in Yourself02:07 Client Story: Overcoming Financial Delays04:06 Understanding Opportunity Cost08:08 The Benefits of Financial CoachingMentioned in Episode:Financial Freedom AcceleratorBudget Breakthrough Call💜 Join the Aligned Abundance Facebook Event – Align you

Submit your questions here!In this episode, I share what you can expect inside of the Make Retirement Possible membership. The membership offers recorded trainings, worksheets, and a monthly live Q&A session to help members effectively plan their retirement. The experience is self-led and I share how to level up that self-led experience with support from myself, as well as how much time you should expect to spend in the membership each month to get the desired results. 00:00 Introduction to Make Retirement Possible Membership00:47 Membership Details and Benefits02:17 Step-by-Step Guide to Retirement Planning02:38 Mastering Cash Flow03:37 Defining Retirement Goals04:31 Creating a Retirement Budget06:25 Building a Solid Savings Plan07:40 Managing Debt in Retirement08:35 Understanding Social Security, Pension, and Medicare12:13 Conclusion and Final ThoughtsJoin the membership HERE💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience

Submit your questions here!If you’re ready to break free from the emotional and financial patterns that have held you back, this conversation is for you. Angela Turpin shares powerful insights into healing money-related trauma and offers practical steps you can take today to create a healthier relationship with your finances. You’ll discover how decluttering can clear both your physical and emotional space, empowering you to invest in yourself and your future. Tune in to learn how to transform deep-rooted trauma into a source of strength and start building the financial freedom you deserve.00:52 Money Healing Series04:39 Common Misconceptions About Money Healing07:03 Practical Steps for Money Healing09:33 Decluttering and Its Impact on Money Healing12:59 Angela's Transformational Coaching17:15 Advice for Those Struggling with Trauma21:05 Conclusion and Final ThoughtsMentioned in the Episode:Transformwithangela.comMoney Healing SeriesConnect with Angela - Instagram or Facebook 💜 Join the Aligned Abund

Submit your questions here!In today’s episode, I dive into the importance of tracking expenses and how it is a crucial step toward retirement. Tracking helps build awareness and is essential to truly understanding your spending. It’s time to embrace tracking to better understand and improve your spending habits, but don’t make it a chore either. There are several suggestions on how to approach tracking and learning to leave the check register style of tracking for good. 00:20 The Importance of Tracking for Retirement01:13 Ineffective Tracking Methods02:06 Personal Stories of Effective Tracking05:41 Tracking for Goal Setting08:19 Practical Tracking TipsMentioned in Episode:Make Retirement Membership Possible💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready V

Submit your questions here!Today I am exploring the idea of financial stability and specifically answering the question: What is financial stability and why is it so crucial to retirement?Are you worried about running out of money in retirement? Not having enough savings? Are you worried about health care costs? Are you worried about being able to just support yourself and being able to get to retirement? I discuss what financial stability means, the significance of liquid savings, and the necessity of preparing for emergencies to protect the ability to retire when you desire. I also share personal insights and discuss the importance of building a financial safety net to avoid debt and stress in the future. 00:18 Defining Financial Stability01:01 Real-Life Examples and Client Stories02:56 The Importance of Emergency Funds06:53 Creating Financial Stability09:33 Preparing for Retirement12:51 Conclusion and Final ThoughtsMentioned in the EpisodeMake Retirement Possible MembershipFinancial Freedom Accelerator 9

Submit your questions here!In this episode, I discuss common reasons why many feel unprepared for retirement. The real culprit isn’t what you think it is. Learn the psychological and practical aspects of retirement as well as the steps needed to close the gap between your current financial situation and your retirement goals. 00:00 Why You Feel Unprepared For Retirement01:34 Retirement Uncertainty Is More Than Just Finances05:59 Understanding Your Current Financial Situation07:47 Building Your Retirement Dream12:11 How To Tie Those Together For Success13:26 Free Gift and Final ThoughtsMentioned in Episode:Make Retirement Possible Membership10 Essential Questions About Retirement💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to m

Submit your questions here!In this episode, I dive into the idea of retirement, addressing limiting beliefs and why others perceptions are holding you back. Personal beliefs and dreams about retirement are essential to making it happen. Key points include paying off debt, exploring part-time work, budgeting, and savings. Ultimately, the aim is to help listeners plan a fulfilling and personalized retirement.00:00 Introduction: Can You Really Retire Early?00:53 Challenging Retirement Beliefs07:01 Financial Independence: Calculating Your FI Number09:01 Budgeting for Retirement11:44 Creating Your Retirement Vision16:38 Steps to Close the Retirement Gap17:49 Conclusion: Building Your Desired RetirementMentioned in Episode:Make Retirement Possible MembershipEp 51 Your Successful Retirement Can Be Found Beyond the Numbers With Craig Colvett💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? L

Submit your questions here!In this episode, I interview Sherry, an ADHD money coach. Sherry shares her journey from losing her high-stress job of 17 years to becoming a specialized coach for ADHD entrepreneurs. She discusses her 'two by four moment,' the importance of budgeting, the challenges of managing finances with ADHD, and strategies to mitigate impulse spending. The conversation also covers the impact of ADHD on financial management, support systems, and the benefits of targeted savings accounts.00:00 Introduction to Sherry, the ADHD Money Coach00:32 Sherry's Two by Four Moment: The Turning Point01:40 Navigating Financial Challenges After Job Loss04:53 Focusing on ADHD Entrepreneurs06:36 Common Financial Struggles for ADHD Individuals08:37 Strategies to Manage Impulse Spending11:21 Building a Budget for ADHD Minds14:01 Supporting Loved Ones with ADHD in Their Financial Journey17:36 Final Tips and Advice for ADHD EntrepreneursConnect with Sherry:Instagram @moneymindsetfc*Be sure to send her all your q

Submit your questions here!In this episode I interview my client Angela, who shares her transformative experience in my signature coaching program. Angela discusses her initial struggles with budgeting, the steps she took to overcome her financial challenges, and the positive impact of coaching had on her financial habits and lifestyle. 01:26 Interview Begins01:38 Angela's Struggles Before Coaching03:10 Realizing the Need for Help08:24 Biggest Takeaways10:58 Final Thoughts and TestimonialsMentioned in Episode:Schedule your 90-Minute Money Intensive Today! Learn more HEREFinancial Freedom AcceleratorFinancial Freedom JumpstartBudget Breakthrough Call💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and mak

Submit your questions here!In this episode, I talk about the common misconception that budgeting is too restrictive. As I dive into this topic as so many times I have and others have, I share with you the true result my client was getting from not budgeting. Featuring insights from client experiences, I emphasize the significance of aligning your budget with personal values and desires. By exploring spending habits through tailored exercises, listeners are encouraged to shift their perspective on money management. 00:23 Balancing Fun and Financial Responsibility03:08 Overcoming Budgeting Myths05:06 Creating a Personalized Budget07:16 Aligning Spending with Values11:36 Empowering Your Financial Journey16:16 Programs and SupportSubscribe to the Budget Breakthrough Pop-Up Podcast SeriesMentioned in Episode:Signature Program60 Day ProgramFree Call💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financi

Submit your questions here!In this episode, I discuss the common frustrations of budgeting and why so many individuals who are budgeting are not seeing success. While budgets are essential for outlining expenses and needs, they are not the action-oriented piece that drives financial progress. Listen to the episode to understand a budget’s purpose and what action pieces need to be implemented to see success on your money journey. 00:00 Is Your Budget Failing You?01:47 The Role of a Budget in Financial Planning04:28 The Missing Pieces05:48 Adapting to Modern Financial Management11:40 Implementing the Cash Flow Success Method14:48 Achieving Financial StabilitySubscribe to the Budget Breakthrough Pop-Up Podcast SeriesMentioned in Episode:Free CallFinancial Freedom JumpstartWork With Me💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your qu

Submit your questions here!In this episode of the Wealthy After 40 podcast, I welcome Financial Coach, Elizabeth Rosenberg. Elizabeth is a former corporate finance professional and today she discusses her mission to empower parents to raise financially savvy children through her initiative 'Grow My Piggy'. She shares her experiences and offers practical advice on instilling positive money habits and mindsets in kids. 00:04 Meet Elizabeth Rosenberg: Financial Coach and Entrepreneur00:13 Elizabeth's Journey: From Corporate Finance to Financial Education01:25 The Importance of Early Financial Education02:44 Practical Financial Lessons from Childhood04:19 The Role of Parents in Financial Education05:36 Key Financial Skills for Kids10:02 Aligning Financial Decisions with Personal Values13:38 Building Confidence in Financial Decisions17:27 Practical Tips for Financial Conversations with Kids24:09 Resources and Final ThoughtsBe sure to Subscribe to the Budget Breakthrough Pop Up Podcast Series 💜 Join the Aligned

Submit your questions here!In this episode, I explore the pros and cons of automating your finances. I cover key areas like savings, investments, and debt repayment. I also share how to set yourself up for success by having a solid plan before automating.00:00 Introduction: Is Automation the Answer for Better Finances?00:27 Personal Story: My Cash Envelope System01:52 Creating Your Own Financial System02:30 Benefits of Financial Automation04:21 Addressing Common Concerns and Misconceptions07:26 Key Areas for Financial Automation10:09 The Importance of Having a Plan13:32 Conclusion: Is Automation Right for You?Mentioned in the Episode:Episode 003 - How Using Cash Envelopes Saved Us During Financial CrisisSubscribe to the Budget Breakthrough Pop Up Podcast Series💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩

Submit your questions here!If you constantly feel short on cash, tune in to this episode to uncover whether it's more a matter of perception than reality. I'll guide you through identifying if your financial stress is driven by feelings or facts and provide actionable steps to address either situation.00:00 Introduction: Do You Truly Lack Money?00:27 Client Stories: Perception vs. Reality01:56 Emotional Impact on Financial Decisions02:27 Identifying the Real Issue: Money Management04:36 Creating a Cash Flow Management System07:06 The Power of Three Framework12:38 Conclusion: Perception or Reality?**Be sure to join the Private Podcast - Budget Breakthrough Series. The first episode drops July 29, 2024. Click HERE to subscribe and not miss out on this series.💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍

Submit your questions here!In this episode of the Wealthy After 40 podcast, I interview Lisa Ziderman, a matrimonial attorney and certified divorce financial analyst based in New York. Lisa discusses the critical steps to prepare for a financially successful divorce, emphasizing the importance of gathering financial documentation, choosing the right attorney, and assembling a professional team. She also covers key financial documents, the significance of the Statement of Net Worth, discovery, depositions, and what to expect during litigation. Lisa provides practical advice and resources, including access to a free financial helpline for women via Savvy Ladies.00:00 Introduction to Today's Episode00:04 Meet Lisa Ziderman: Expert in Divorce and Finances01:10 Preparing for the Best Financial Outcome in Divorce02:42 Key Financial Documents to Gather05:01 Choosing the Right Attorney and Building Your Team07:41 Understanding the Statement of Net Worth09:45 The Discovery Process and Marital Estate Chart14:32 The I

Submit your questions here!In this episode, I share a personal financial journey on navigating the process of making a large purchase—in this case, buying a new home. Using that story as an example, I provide key advice including defining your purchase criteria, understanding your financial situation, avoiding desperation, and being aware of market conditions. 00:00 Introduction to Navigating Large Purchases00:14 Defining a Large Purchase01:07 Personal Story: Moving Closer to Family02:23 Setting Criteria for the New Home03:49 The Search Begins: Online and Physical04:44 Challenges and Adjustments in the Search09:30 Financial Considerations and Budgeting11:10 Making the Offer and Final Decisions16:01 Lessons Learned and Final Thoughts16:59 Upcoming Episodes and Final RemarksJune's Special Offer - Complimentary Financial Foundations Intensives. Click HERE to read more and schedule your free call to reserve a spot before they're gone. Be sure to mention JUNE when you get on the call.Connect with me on Instagr

Submit your questions here!In this episode, I share advice and tips to becoming your own financial advisor. Key points include understanding your finances, setting clear financial goals, and managing debt. While financial advisors play a valuable role, individuals will understand their money best. Specific steps are shared, such as educating oneself on specific financial topics, setting and detailing financial goals, managing debt responsibly, investing wisely, planning for retirement, and regularly reviewing and adjusting financial plans. 00:00 Introduction and Purpose00:41 Client Success Story01:17 Understanding Your Money02:12 Role of Financial Advisors03:46 Becoming Your Own Financial Advisor04:48 Educate Yourself09:31 Set Financial Goals12:14 Manage Your Debt15:58 Invest Wisely and Plan for Retirement19:08 Review and Adjust Regularly20:42 Conclusion and RecapJune's Special Offer - Complimentary Financial Foundations Intensives. Click HERE to read more and schedule your free call to reserve a spot befo

Submit your questions here!In today's episode, we wrap up our series on savings with actionable steps for consistent savings growth and creating a personalized savings plan. Key highlights include understanding and ensuring enough funds to cover bills and spending, measuring savings progress beyond just account balances, and saving with clear intentions. Discover how to build a stable financial future by defining your savings priorities and tracking your progress effectively.00:00 Introduction and Episode Overview00:29 The 90 Day Summer Savings Challenge01:00 Three Steps for Consistent Savings Growth01:17 Step 1: Ensure You Have Enough Money02:50 Step 2: Measure Your Progress04:35 Step 3: Save with Intention10:17 Creating Your Own Savings Plan15:49 Special Offers and ConclusionJune's Special Offer - Complimentary Financial Foundations Intensives. Click HERE to read more and schedule your free call to reserve a spot before they're gone. Be sure to mention JUNE when you get on the call.Connect with me on Inst

Submit your questions here!In this episode, we welcome public relations professional and podcaster Steve Mullen. Steve shares insights from his podcast 'Caregiving Gen X Style,' which he co-hosts with his wife, and also discusses his family's approach to financing their children's college education. The episode emphasizes the importance of budgeting, financial planning, and teaching children money management skills for a secure financial future.00:00 Introduction to Special Guest Steve Mullen00:17 Steve Mullen Shares Insights on Caregiving and His Podcast01:40 A Glimpse into Assisted Living: Wine Down Wednesday Story03:02 Navigating College Costs: A Parent's Perspective03:56 Steve's Approach to Funding His Children's Education06:16 The Benefits of a 529 Plan and Managing College Expenses18:21 Financial Independence and Lessons for College Students22:19 Closing Thoughts and Where to Find Steve MullenConnect with Guest: Steve Mullen Caregiving GenX StyleTwitterFacebookAre you ready to kick it up a notch with y

Submit your questions here!This episode of the Wealthy after 40 podcast features financial planner Sean Mullaney, President of Mullaney Financial and Tax, discussing the benefits of a Solo 401k for solopreneurs looking to save for retirement. Sean, also known for his FITaxGuy blog, shares his expertise on how self-employed individuals can effectively plan their retirement savings without the traditional employer-sponsored 401k options. The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Dalene and the Wealthy After Forty podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. 00:00 Introduction to Wealthy After 40: Focus on Solopreneurs00:37 Exploring the Solo 401k with Sean Mullaney02:37 The Advantages of a Solo 401k for Entrepreneurs05:43 Comparing Solo 401k with IRAs and Roth IRAs09:20 Starting Points for New Solopreneurs in Retirement Planning13:41 Choosing the Right Financial Institution for Yo

Submit your questions here!Feeling behind on retirement savings and worried you will never be able to retire? This episode is for you. In this episode, I cover the following topics: How to define your retirement gapFive strategies to help close the gap and find successImportance of budgeting to achieve retirementMoney fears that may be holding you back Let’s Connect!Are you ready to kick it up a notch with your savings?Be sure to join the 90-Day Summer Savings challenge starting June 3rd. Don’t miss out! Register today!!Are you looking for 1:1 support with your finances?Schedule a free Budget Break Thru Session to learn more about what coaching can look like for you. On this 30-minute call, we’ll explore your current challenge and how to start making progress forward.Visit my website to learn more about financial coaching, and who I am, and discover more free resources and events.💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day

Submit your questions here!This episode features Rizek Housari, a Wealth Advisor, Certified Financial Planner, and CPA, discussing the benefits and strategies of using Health Savings Accounts (HSAs). The episode emphasizes the HSA's role not just for immediate medical expenses but as a critical part of a comprehensive financial and retirement strategy.In the interview Rizek covers: HSA as a powerful tool for tax savingEligibility criteria for HSAs Contribution limitsImportance of keeping receipts Strategic use of HSAs for retirement planning Common pitfalls to avoid when using an HSAConnect with Guest Expert, Rizek Housari:On TikTok LinkedInLet’s Connect!Are you ready to kick it up a notch with your savings? Be sure to join the 90-Day Summer Savings challenge starting June 3rd. Don’t miss out! Register today!!Are you looking for 1:1 support with your finances? Schedule a free Budget Break Thru Session to learn more about what coaching can look like for you. On this 30-minute call, we’ll explore you

Submit your questions here!Today, we're diving into the world of savings accounts and uncovering the best options to match your financial aspirations.In this episode, I cover the following topics: Various savings account options and how to choose which aligns best with your goalsUnderstanding the importance of defining your goals and prioritizing them to create an effective savings strategyOther key factors to consider when choosing a savings account, include interest rates, fees, accessibility, and terms and conditionsAdvice to begin taking action today and what next steps to takeLet’s Connect!Are you ready to kick it up a notch with your savings? Be sure to join the 90-Day Summer Savings challenge starting June 3rd. Don’t miss out! Register today!!Do you have questions about this episode? Topics you want to discuss further? Join us in the  free Facebook Community and find the weekly discussion post every Wednesday. Are you looking for 1:1 support with your finances? Schedule a free Budget Break Thru

Submit your questions here!This episode will help you create a successful foundation for your personal savings plan. Learn how to focus on your why and how to determine specific purposes to help you define the need for savings Hear relatable stories illustrating the impact of not saving and how it perpetuates financial strugglesExplore common myths about saving and why they can hinder your financial progressDiscover the multifaceted benefits of saving beyond just accumulation, including financial security and goal attainmentLearn actionable steps to identify and address personal obstacles to saving, paving the way for financial empowermentLet’s Connect!Are you ready to kick it up a notch with your savings? Be sure to join the 90-Day Summer Savings challenge starting June 3rd. Don’t miss out! Register today!!Do you have questions about this episode? Topics you want to discuss further? Join us in the  free Facebook Community and find the weekly discussion post every Wednesday. Are you looking for 1:1 sup

Submit your questions here!Navigating the Journey with Aging Parents as a Caregiver with Richard HirschGuest Richard Hirsch has been involved in the medical alert system industry for approx. five  years currently the Chief Marketing Officer of UnaliWear. They are the makers of the most innovative medical alert system in the industry. Rich also has a 94-year-old mother living fiercely independent.  He shares his expertise with us today and answers the following questions: Tips for aging in place successfullyCan you help us make sense of the medical alert industry for caregivers?How has the industry evolved as technology has evolved? Why wouldn’t someone just get an Apple Watch?Connect with Richard:LinkedInWebsiteLet’s Connect!Do you have questions about this episode? Topics you want to discuss further? Join us in the  free Facebook Community and find the weekly discussion post every Wednesday. Are you looking for 1:1 support with your finances? Schedule a free Budget Break Thru Session to learn more

Submit your questions here!Craig Colvett, co-founder of Coach360, is a life and leadership coach from Denver, Colorado. He focuses on helping people effectuate change to better themselves whether that is in their career, personal relationships, mental health, time management, or transition periods. Through his two decades of experience in the financial sector, Craig has established a reputation for helping people with all of the non-financial elements of retirement including finding their purpose, improving their mental health, and making sure they have a plan for social interaction.Colvett emphasizes the role of a coach in guiding individuals through this transition, highlighting the power of journaling, defining life goals, and embracing accountability towards a fulfilling retirement.Together we discuss:  the non-financial aspects of retirement  finding purpose social support  redefining retirement as a career shiftConnect with Craig:LinkedInWebsiteLet’s Connect!Do you have questions about this episod

Submit your questions here!We’re celebrating 50 episodes!! And top 10% of all podcasts globally!I chose the number 5 in celebration of today’s episode.5 things I wish my younger self knew and the beginning of my finance journey AND 5 pieces of advice for listeners to take action with todayGIVEAWAY:I am giving away one spot to my 4-month signature program, the Financial Freedom Accelerator to celebrate 50 episodes. There are two ways to enter: Screenshot this episode, tag 5 friends to share the podcast, and tag @elevate_finances to be entered Leave an honest Apple podcast review between April 2nd and April 30th to be enteredListen to episode 056 on May 14th (or read the shownotes) to learn the winner of the giveaway!!Let’s Connect!Do you have questions about this episode? Topics you want to discuss further? Join us in the  free Facebook Community and find the weekly discussion post every Wednesday. Are you ready to start a journey to being debt-free? Be sure to grab my Break Free From Debt Checklist

Submit your questions here!Today’s episode is all about Financial Literacy!Financial literacy is the combined knowledge and skills required to make responsible and informed financial decisions that contribute to a sense of financial security and well-being. Knowledge of financial concepts like saving, investing, spending and borrowing is the foundation of financial literacy.I will be exploring the following topics and how they impact us financially: Employer Benefits Taxes Credit Scores and Reporting Retirement Insurance Planning Estate PlanningLet’s Connect!Do you have questions about this episode? Topics you want to discuss further? Join us in the  free Facebook Community and find the weekly discussion post every Wednesday. Are you ready to start a journey to being debt-free? Be sure to grab my Break Free From Debt Checklist with steps and additional resources to help you create your debt pay-off strategy. Are you looking for 1:1 support with your finances? Schedule a free Budget Breakthrough Call

Submit your questions here!Real estate investment, particularly in passive income options, offers a pathway to financial freedom for individuals of various backgrounds and stages in life. By leveraging strategic partnerships and innovative platforms, investors can access high-end real estate opportunities while minimizing risks and maximizing returns.Benefits of Passive Income1031 Exchange StrategyRetirement PlanningDiversification and GoalsLong-Term Financial FreedomConnect with Frank:https://www.revxwealth.com/Let’s Connect!Do you have questions about this episode? Topics you want to discuss further? Join us in the  free Facebook Community and find the weekly discussion post every Wednesday. Are you ready to start a journey to being debt-free? Be sure to grab my Break Free From Debt Checklist with steps and additional resources to help you create your debt pay-off strategy. Register for this month’s workshop HERE or visit the website to find out about upcoming workshops.Are you looking for 1:1 suppor

Submit your questions here!In today’s episode, I share and discuss 8 common struggles and hurdles people face when learning and trying to move forward with budgeting.Eight (8) Common Struggles:Lacking goals and directionTracking tool or methodNo element of funNot spending enough timeNot being flexibleNot being realisticNot including partner/spouseNo accountability💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!In today’s episode, I dive deeper into Financial Stability and how to create and build that foundation.Specifically we’ll focus on:How to avoid being financial fragileA different look at savingsHow to create “emergency fund” savingsPreparing for a solid financial future💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!In today’s episode, I talk about Grant Sabatier’s Financial Freedom LevelsSpecifically we’ll focus on:The 7 Levels of Financial FreedomDefinition of Each LevelAction Steps to Move to the Next LevelDetermining What Financial Freedom Means To YouIf you’re a reader or audiobook listener, grab the book Financial Freedom A Proven Path to All the Money You Will Ever Need by Grant Sabatier. I wish I would have had it earlier on my journey.💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Caregiving Chronicles: Stories of Financial and Physical CareIn today’s episode, we talk with guest Danielle Muira, who recently found herself in a primary caregiving role. Listen to her story as she shares the rewards, effects, and advice she is now giving being on the flip side of this caregiving journey.To connect with Danielle follow these links:https://twitter.com/Daniellemiulahttps://www.linkedin.com/in/danielle-miura/https://spark-fin.com/💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!In today’s episode there are two questions we will be discussing and answering for you today. What is debt and what is debt management? Specifically we’ll focus on:Tips to manage your debtYou choose that the payment will workHow much debt to take onWhat types of debtWhat “things” are you willing to purchase with creditWe’ll also talk about a few life challenges we may have to deal with if we are too complacent about debt.💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!In today’s episode we will be debunking myths and beliefs you may have about debt. The three for today’s podcast are: All debt is bad Debt should be avoided at all costsDebt is forever. If you are on a journey to pay off debt and handle debt, it’s important that you create your own rules around debt.💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Today’s episode is about looking at debt differently. Most of the time we are stuck looking at it and just want to get rid of it. This may be doing more harm than good. Have you ever heard the statement, “can’t see the forest for the trees?” Specifically in this episode, we’ll cover:How to stop letting debt keep us financially stuck What is a debt driver?How to view the true problem with our debtListen to episode 5 to answer the question - Do I save or pay off debt first?Listen to episode 15 where I cover 5 different strategies to help you create a debt payoff plan💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals.

Submit your questions here!Today’s episode is with a wonderful guest from math teacher to financial advisor to enrolled tax agent. Listen to her amazing story and how she supports women in all financial situations. Soul Based PlanningSaving for retirement “late” to the gameTaxes in retirement and things we should knowDee Dee Baze and Alphemita Financial ServicesConnect with her on socials:LinkedInFacebook💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Today’s episode is about helping our minds have a fresh start. Gaining clarity with numbers and vision will need our minds in the right space. Learn how to make that mindset shift from negative to positive as you head toward your financial vision.Discover what negative thoughts may be holding us backHow to restate those thoughts and commit to change Why a money routine is essentialSteps to take for a mindset journey 💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!During this episode, we’ll talk about creating a vision for your future. This future will more than likely be dependent on money. We dive in deeper to setting goals to get to the dream, your financial future, and the action steps for momentum and success. I also share a client story to demonstrate the application of each step. (Part 2 of 3)Topics discussed:Where to start with your financial futureWhat are goals and how do they helpCreating specificity within those goals for action💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Gaining Financial Clarity - Reflection for a Successful Year AheadMany of my clients need help with where even to start getting ahead with their money. Today’s episode is part 1 of 3, to help you find clarity with your finances and action steps to get moving forward. Be encouraged and guided to look at your expenses through a different lens or filter and where can you double down on successes?What is discussed on this episode:Reflecting on last year’s money eventsReviewing income and expensesIdentify financial winsPinpoint areas for improvementGuiding questionsAdditional support💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement g

Submit your questions here!Amy is a strategic coach, and a part-time network marketer, and five years ago, she opened the doors to a new corporation called Amy Kemp, Inc. In this growing business, Amy uses the Habit Finder assessment tool in small group and one-on-one engagements to help leaders understand how deeply thought habits impact every part of their lives. Amy is releasing her new book I See You: A Guide for Women to Make More, Have More, and Be More – Without More Work due out in February 2024. Topics discussed:Stretching Towards Money GoalsImpact of Money Beliefs on Financial JourneyMoney as a Reflection of RelationshipsEmotional Ties to MoneyFacing the Fear of ChangeConnect with Amy:InstagramFacebookLinkedIn💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retireme

Submit your questions here!Saving strategies to help you build an emergency fund on a tight budgetListen to today’s episode to find strategies and motivation to begin your journey with saving money in an emergency fund. Knowing how an emergency fund can support your money journey is important to being successful and growing not only that emergency fund, but future wealth.What is an emergency fund? How does it help your finances?Importance of an emergency fund 4 Specific savings strategies💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Faron Daugs is a Certified Financial Planner™ and wealth advisor with more than 30 years of experience. As the founder and CEO of Harrison Wallace Financial Group, he serves as a go-to source and trusted advisor for his clients across the country. Based in Libertyville, Illinois, Harrison Wallace Financial Group provides comprehensive wealth management services and a consultative approach to help entrepreneurs, executives, self-made millionaires, and generations of families meet their financial goals. Listen in as we discuss:How to start your planning nowWhat to do if you’re considering retirementImportance of employer match and benefitsBucketing system for success and peace of mindEstate planning and family conversationsConnect with Faron DaugsOn FacebookHarrison Wallace Financial Website💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! b

Submit your questions here!Listen to today’s episode to dig deeper into the budgeting process. Most of the time it’s more than creating and tracking. I discovered that my entire budgeting journey was reflected in phases. With each phase, I was able to learn more and progress. Learning this information now, you’ll have a step up to conquering your fighting issues with budgeting.NewDiscoveryBuildingRefiningStabilityEach phase is discussed and the obstacles laid out within each phase. I wish I would have known this before I started budgeting.💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!The money journey is long, but it doesn’t have to be hard. The beginning will be definitely a learning challenge, but once you’ve figured out the pieces and have them running smoothly, it should be easy.Listen in as I share 6 tips to help you stay motivated when the going gets tough!!RealisticChange it UpCelebrateAccountabilityYour WhyDecision fatigueLook for the well-oiled machine that you need while on your journey to financial independence!💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Iva is a certified Chrisitian life and Neuro coach. I help ambitious, faith-filled women master their mindset so that they can build thriving profitable businesses. This is powerful transformative work that gets to the root of what is holding many entrepreneurs back from building the successful business that they dream of. In 2019 I decided to pivot and begin coaching other business owners and absolutely love what I get to do! A couple of interesting facts about me: I was born and raised Amish I left that culture when I was 14. I quit school when I finished 8th grade. I started my first business when I was 14. I helped my oldest son recover from autism.Iva tells us about her experiences with money from a very young age until now as an adult.Her money beliefs growing up in the 80’sShe’s always been an entrepreneurHow they lived on one income with success2008 impact on their financial livesMoving from lack to abundanceConnect with Iva!Instagram Facebook 💜 Join the Aligned

Submit your questions here!Savings the #1 Habit to Financial SecurityToday’s episode is all about the power of saving money. By learning how to become a saver, we are able to get rid of debt and grow our wealth. I not only share eight (8) ways savings can help us manage our money but also share strategies and tips for saving money and how to overcome the obstacles you might face. Listen in as I share my thoughts on saving:Savings as a money management habitStrategies and tips for savingOvercoming various obstacles to be a better saverStart small and start creating the habit. 💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Meera is a passionate advocate for women's empowerment and career success. She thrived as a Media Professional, honing her skills in the fast-paced world of media and communications. Despite this, she felt called to embark on a transformative journey of mentoring and coaching women.With her unwavering commitment to empowering women, she has positively impacted the lives of hundreds of ambitious professionals. Through coaching and mentoring, she equips women with the tools and strategies to navigate salary negotiations, enabling them to secure the raises they truly deserve.Listen in a Meera gives advice to women to find value in work and lifeJob description vs. job dutiesHow we are perceivedGaining confidence to ask for raiseHow to follow up to the askingFind your success through career coachingConnect with Meera!IG: @meerahardin FB: @meerahardininc💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!

Submit your questions here!Three pillars of wealth are: Saving, Spending, and Investing. We’ll discuss each and give ideas on bolstering that pillar. As we discuss today’s three pillars, think of how your strategy should give equal attention to all three. Not all three simultaneously, but each one and how it supports the others. Listen in as I share:  How to save and where to saveCreating resistance and barriers to control spendingHaving a plan for extra moneyStrategy is not as important as just investing💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Today’s episode is all about reframing your negative budget behaviors. Knowing what behavior you need to replace and with what new habit or behavior. Listen in as I share common “money” or budget behaviors and how to change them:Avoidance Restrictive Frustration Complacency Overwhelmed Overspending 💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Tara Trantham is a stay-at-home mom fueling her family’s FI/RE with focus groups.Listen in as she shares:  Why she loves FIREFinding her way as a stay-at-home momHow focus groups became her side hustle How to get into focus groups Who they are best forConnect with Tara!Instagram💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Have you ever wondered the difference between a financial coach and a financial advisor? Today’s episode I explain the necessary role of each in your journey to financial freedom. Listen as I share:  When each role is applicableHow they complement each otherWhat it looks like to work with themHow to choose which one or both is best for you💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Alfredo Zapata, originally from Mexico, is a nutritionist, fitness coach, speaker, and author. For the last 30 years, he has been studying physical and mental performance and different techniques to keep the body healthy in an unconventional way with his program *Connect Mind and Body*. He lived in Los Angeles for over 28 years, married with two children, and worked with executives from FOX, Platinum Studios, and pro athletes. Alfredo shares his journey in a new country, getting married, and how they navigated finances.From single to married handling moneyFinancial struggles as new parentsStruggling as a new entrepreneurAvoiding finances and debt keeps climbingLife lesson found in filing bankruptcyConnect with Alfredo!InstagramLinkedInYouTube💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answere

Submit your questions here!Have you ever had an expense sneak up on you? Totally wreck your budget? Then you gave up?! Even if you didn't completely give up, your budget was off and you were winging it for the rest of the month! What if I told you, there was a way to actually plan for these expenses?Listen as I share:  How to define these expensesLose the month-to-month focusRecognize irregular activitiesHow to create funds in your budget💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Rachel S. Ruby, Divorce Healing CoachRachel S. Ruby is an attorney, entrepreneur, author, writer and coach. She worked in family law and was a certified divorce mediator. She has authored several other books, and Divorce to Bliss is her most heartfelt book to date. It took a big journey through the dark tunnel of divorce for Ms. Ruby to find true happiness and live her best life. It is her passion and her mission to share this pathway to happiness after divorce, so that others can live their truth and find ultimate bliss.Today she joins the podcast to share eight (8) steps to rewire body, mind, and spirit, and heal after divorce.Make a plan to financially support yourselfTake control of your healthExpress and recognize your feelingsLearn to let goBuild support networksGet out of the victim stateForgivenessHaving an abundance mindsetConnect with Rachel:InstagramFacebookLinkedInWebsiteDivorce to Bliss book💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, an

Submit your questions here!Angela is a Certified Christian Life coach and motivational mentor. Her 19 year career in education and her lifelong walk with God have equipped her with the skills, gifts, and experience needed to partner with women and transform their lives through coaching and applying biblical principles to everyday life. Faith over fear is her motto for life and God's provision and blessings are abundant because of her obedience to His calling on her life and she is passionate about sharing her story with others in an effort to inspire them to take their own leaps of faith and follow God.Listen in as she shares:  Her career pivot story from principal to life coachHow taking a leap of faith brought her wealthMonetary wealth vs. Other wealthObedience equals abundanceConnect with Angela!InstagramFacebook Community💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s c

Submit your questions here!Learning to be intentional with your money is so important. Do you plan what you are going to do with your money? Are you deliberate with each purchase you make during the month?Listen as I share:  What intentional means and how it’s a money strategyFour (4) ways to be intentional with our moneyHow adding several levels makes managing money easier💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Sam X Renick is an internationally recognized leader and pioneer in financial literacy. He is a source and force of knowledge and joy on great money habits.In 2001, Sam founded the “It’s a Habit!” Company and co-created children's storybook character Sammy Rabbit to make it easy for anyone to talk to and teach young children about great money habits!Listen in as he shares:  Learn to work hard and make good money choicesMessages kids receive about moneySpend smartly by learning to spend to saveWants vs. Needs vs. Necessities Get kids into the habit of savingSaving is an educationConnect with Sam X!LinkedIn: Sam X Renick Twitter: @SammyRabbit1 Website: SammyRabbit.com Email: [email protected]💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! Th

Submit your questions here!Today’s episode is all about how to set ourselves up for success. You can definitely use these steps in any aspect of life, but I focus on how these specifically relate to money. A solid foundation of success strategies to help you remember the basics is essential while on your journey to financial freedom. Listen in as I share 8 tips to be successful:  Identify your goals, be specificLearn from what hasn’t worked; double down on what hasCreate a planMeasure your progress, in multiple waysFind an accountability partnerMake it easy on yourselfBe patient and persistentCelebrate all victories💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your

Submit your questions here!Struggling With Finding Wealth? Learn to Find Abundance By Change Your Money Beliefs and Embodying Your WorthAs a Speaker, Coach and CEO of The Riverstone Movement School, Leila Veronica helps high-performers, business owners & organizational leaders shift the physical component of their life. She integrates movement into your mental-mastery journey, so you can reach a greater potential faster without stressing or burning out.Being raised by a single mom who showed her how to work hard. Then later married her stepfather, who won the lottery and within a year was more broke than before. The stories she grew up with around money and scarcity had a huge impact as she entered her career. As she explored her money beliefs, she later pivoted and found wealth and abundance. Listen in as Lila Veronica shares her money story and what led her to change her mindset. Connect with Lila Veronica:FacebookInstagramLinkedIn💜 Join the Aligned Abundance Facebook Event – Align your wealth, values

Submit your questions here!Adam Jablin is a best-selling author, Inspirational Keynote Speaker, Transformational Life Coach, and Spiritual and Recovery Mentor. In 2006 Adam got clean and sober, which unleashed many gifts he had hidden inside. Adam inspires and teaches those fighting fears, alcoholism, and addictions to unleash their INNER HERO. My divorce was the hardest thing I ever had to go through. Tougher than getting clean and sober, drinking alcohol and substance abuse was like breathing air to me. The decision, the pain, the splitting of a family, the financial hardships felt like a death sentence. There is a recovery on the other side, there is a rainbow and my biggest lesson. It takes TWO to make it work and recover. Can’t be a one-man show!Listen as Adams shares:Divorce was harder than addiction because…How you can find a rainbow on the other sideYou’re not every story you tell yourselfConnect with Adam!Adam’s WebsiteAdam on Instagram💜 Join the Aligned Abundance Facebook Event – Align

Submit your questions here!Debt can be overwhelming and if we’re not careful it can consume us. The first step to being able to get rid of debt is to stop creating debt. Inventory your debts not only by balance, payment, and interest rate. But also review what created or is creating your debts.Listen in as I discuss: Debt driversLean into prior successFive strategiesHow to choose💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Rizek is the VP of Wealth Management at Divergent Wealth Advisors. He is a CPA and Certified Financial Planner® professional serving clients nationwide. Rizek graduated with a bachelor's and master’s degree in Accounting from Brigham Young University and specializes in financial planning, tax strategies, portfolio design, and estate planning. Rizek loves fly fishing, skiing, A&W Zero Sugar, and being outside.Listen as he answers the following questions:What is a financial advisor How to choose a financial advisorWhat it looks like to work with a FAHow to prepare for a meeting with a FACommission or Fee-based advisorConnect with Rizek Housari:On TikTok LinkedIn💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next

Submit your questions here!Whether we like to admit it or not, we’re all procrastinating about something we’d like to do differently when it comes to money. Is it more than a scarcity mindset? Are you dealing with money fears? Chrometophobia is the extreme fear of money. Money fears can come from different places and can be difficult to pinpoint.Listen in as I discuss: Fear with your moneyFour money fearsBarriers and resistanceHow to move forward💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!As a Generation X woman, I found myself in my early 40's knowing I should do more with my money, but I had found a way that satisfied me when I found Real Estate. This is why I am making it my mission to help educate other Generation X women on how to start investing in real estate. Whether it's their first time buying a home or their first time buying an investment property.Listen in as we discuss…How to invest in real estateTypes of RE InvestmentHow to choose an investor agentDon’t just let your money sit idly by!Connect with Terri Augustyn:www.GenXena.comInstagram: @terriaugustyn Facebook: Terri Foss Augustyn💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making rea

Submit your questions here!Have you ever wondered how to progress on your financial journey? Today’s episode is about the steps I used and how they helped me reach my financial goal. I then break down each step for you to individually implement into your own journey.Listen in as I share…How I Changed My FinancesSix Steps For Your Financial JourneyGoalsBudgetTrackingRefiningSavings PlanLearning and Growing💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!What a fantastic generation we are as Gen Xers! And a lot has happened financially since our generation started. There have been numerous financial events, as well as new financial products, investing options, and retirement products. This episode is just a quick walk down memory lane.After listening:Do you remember those events or additions? How do you think these events and new plans affect our generation? How did it affect you personally whether your family or yourself?💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Break free from a scarcity mindset. A scarcity mindset is when you believe there are limited resources, so if someone else has something, you feel there is less of that resource available for you. Do you know that person that seems like no matter what they touch it “turns to gold”? This individual lives in an abundance mindset. Listen in as I discuss…Knowing if you live with a scarcity mindset?Learning to uncover your money beliefsHow and when to start making changes to those beliefsTwo exercises to get you started on your journey💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Financial conversations between generations can be crucial for financial planning, wealth transfer, and avoiding financial misunderstandings. Listen in as I share the five money conversations we should be having, as well as lessons my parents taught me. Examples to help us talk about money more easily. Quit avoiding the taboo topic and I’m not talking about S%X. A Talk With Ourselves With Our Partner or Spouse Our Children Our Parents - i read an article that asked the question are you your parents retirement plan, as you retire and as you age are you prepared for that, A Finance Professional - financial planner, financial coach, tax accountant, estate attorney, etc.💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is

Submit your questions here!Learn a new way to look at emergency funds and how having an emergency fund eliminates the need for new debt. Learn to find your why with having an emergency fund that will bring peace and clarity, as well as how much to save and where. Listen in as I share:What is an emergency fund?What is it important?What are the benefits of an emergency fund?How do you define an emergency fund?How do you build savings?Where do you keep your savings?💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Get a better handle on your finances by tracking expenses against your budget. Learn how to properly allocate your money, track spending, and save for the future. Discover the tools and resources you need to make sound financial decisions today.Listen in as I share: Difference between budgeting and tracking Why tracking expenses is important Five (5) Tracking methods (budget apps) How do you chooseLet’s Connect!🌻 Instagram👩‍💻 Visit Website💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Get a better handle on your finances by tracking expenses against your budget. Learn how to properly allocate your money, track spending, and save for the future. Discover the tools and resources you need to make sound financial decisions today.Listen in as I share: Difference between budgeting and tracking Why tracking expenses is important Five (5) Tracking methods (budget apps) How do you chooseLet’s Connect!🌻 Instagram👩‍💻 Visit Website💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Gen Xers are facing a unique set of money challenges as they approach retirement age. It's time to discuss what needs to be done so Gen Xers can have the retirement they've planned and deserved for. Today's episode is a start of the conversation about how to tackle money issues that Gen Xers are dealing with. Listen in as I share more about the four challenges… Being ready for retirement  Combat debt accumulation  Navigate financial demands from sandwiching generations  The rising cost of living and stagnant wagesLet’s Connect!🌻 Instagram👩‍💻 Visit Website💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Mak

Submit your questions here!So I talked briefly about our financial crisis during episode 001 when I shared my money journey story and that we used cash envelopes. During this episode, I talk about why I loved them and how they helped us in our financial crisis.Listen in as I share… Why do I love them so much? What did I learn?  Did I find it difficult?  It was a great teaching experience with my daughter. How do they work in a world that is steering away from cash? Why would you recommend someone use cash envelopes?Let’s Connect!🌻 Instagram👩‍💻 Visit Website💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Why do we hate budgeting so much? This word makes a lot of people cringe. Finding the right budget method can help you to be less cringy about using a budget. Listen in as I share… Five Budget Methods Percentage Method 50/30/20 or 70/20/10 Pay Yourself First Traditional Values & Goals Cash Envelopes Tracking vs. budgeting How to get past restrictive budgeting Who would benefit most from each methodReference: Happy Money, The Science of Happier Spending by Elizabeth Dunn and Michael NortonLet’s Connect!🌻 Instagram👩‍💻 Visit Website💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!This episode is all about my money journey. I share my story from starting my first job, putting myself through college, my money A-ha moment, and pondering retirement. I share why and how I was able to retire early at 50.Listen in as I share… Why and How I retired early My Aha Moment A Financial Crisis Life Happened What is RetirementLet’s Connect!🌻 Instagram👩‍💻 Visit Website💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.

Submit your questions here!Introduction to Wealthy Over 40 Podcast. Are you a Gen Xer? This podcast is for you!!Listen to why I became a financial coach, a little about my journey, and what to expect in future episodes.Let's get connected!! Instagram Facebook GroupVisit my website 💜 Join the Aligned Abundance Facebook Event – Align your wealth, values, and generosity in this transformative 5-day experience!🌻 Unsure about your next financial step? Let’s chat! book your free Q&A call to get your questions answered. 👩‍💻 Ready to go ALL IN! The Retirement Ready VIP Session is your next step to mapping out your finances and making real progress toward your retirement goals. Make your purchase HERE.